So can I move home now?

The government has announced that the housing market in England can reopen this week, with some restrictions still in place. Here’s what buyers, sellers, renters and remortgagers need to know. Having been put on hold since the beginning of April, the property market has been given the green light – in England, anyway. People will … Continue reading “So can I move home now?”

COVID-19 raises pension fraud threat level

Just as the coronavirus crisis has brought out the best in humanity, in the form of selfless healthcare workers and the nationwide support for them, it has also – sadly – dredged up some of the worst. There are some who see the crisis only as an ‘opportunity’ to con older people out of their … Continue reading “COVID-19 raises pension fraud threat level”

The property market fightback begins

Home-buying has virtually ground to a halt due to the lockdown – but efforts are already underway to get the market moving again. Remote valuation and viewings, and the return of low-deposit mortgages, are among the encouraging signs. Positive signs are emerging that the UK property market may soon restart some activities in a limited … Continue reading “The property market fightback begins”

Riding out the storm together

Global stock markets are suffering a period of volatility as a result of the COVID-19 outbreak. Markets do not respond well to uncertainty, but what is certain is that volatility is synonymous with stock market investment; and although market movements can be concerning, we have all become much better at expecting the unexpected. On Budget … Continue reading “Riding out the storm together”

Women face ‘Gender Pension Gap’

The latest ‘Women and Retirement’ report1 reveals an increasing proportion of women are prepared for retirement. Unsurprisingly, it also shows that the historic gender pay gap translates into a gender pension savings gap. RECORD CONTRIBUTION LEVELS The number of women contributing to a pension has risen by 15% in the last 15 years, with the … Continue reading “Women face ‘Gender Pension Gap’”

Are you ready for ‘The Great Wealth Transfer’?

Over the next three decades, the asset-rich ‘Baby Boomer’ generation is expected to pass down a record-breaking amount of wealth to their often debt-saddled and rent-paying Millennial and Generation Z offspring. Money matters are never the easiest topic, but if this intergenerational wealth transfer is to be handled successfully, families need to start discussing it. … Continue reading “Are you ready for ‘The Great Wealth Transfer’?”

Why it’s time to stand by your workplace pension

The coronavirus lockdown is forcing millions of us to reduce our spending and economise. But one thing you shouldn’t cut back on, if possible, is contributing to your workplace pension. When minimum workplace pension contributions were raised to 5 per cent (for employees) last year, some commentators raised concerns that this would hurt the take-home … Continue reading “Why it’s time to stand by your workplace pension”

The UK property market freeze – what it means for you

The COVID-19 lockdown has put the UK’s housing market on hold. Find out what impact this could have on you, whether you’re hoping to buy, sell, move home or just remortgage – and how long it might last. The UK government has defied King Canute, and held back the UK’s most powerful tide: the property … Continue reading “The UK property market freeze – what it means for you”

Tips for small businesses on surviving coronavirus

As much of the UK goes into quarantine to help stop COVID-19, your business may be feeling the pinch. If your customers are staying away and the bills still need paying, what can you do to help your business through these tough times? For once, we really are all in this together. The coronavirus crisis … Continue reading “Tips for small businesses on surviving coronavirus”

Managing your money in Brexit Britain

Well, we’re out. Except, not quite. Though the UK’s official departure from the EU was marked at 11pm local time on 31 January, very little has in fact changed yet. Over the next 11 months the UK will continue to follow EU rules and regulations (though it will no longer have a say in them), … Continue reading “Managing your money in Brexit Britain”