Can money worries remodel your brain?

Financial anxiety is a feature of many people’s daily lives at the moment. Hundreds of thousands of people have lost their jobs, while the end of the furlough scheme threatens the livelihoods of many more. Lying awake at night counting the pennies may cause more harm than just making you tired the next day. A … Continue reading “Can money worries remodel your brain?”

New property trends emerge following lockdown

The property market is gradually showing signs of recovery and a number of new trends are emerging. It’s likely that these trends will continue to influence the market over the coming months. Sales rise due to high demand Pent-up demand and incentives including the temporary Stamp Duty holiday have provided a much-needed boost to the … Continue reading “New property trends emerge following lockdown”

‘Generation Buy’ – PM pledges 95% fixed-rate mortgages

Prime Minister Boris Johnson hopes to bring back affordable 95% mortgages and ‘create two million more owner-occupiers’ under a new scheme already being dubbed ‘Generation Buy’.  It is not yet at all clear how the scheme would work, or what it might cost, but millions of frustrated buyers are doubtless hoping that it might help … Continue reading “‘Generation Buy’ – PM pledges 95% fixed-rate mortgages”

Economic Review September 2020

Lockdown recovery fears Although the latest gross domestic product (GDP) statistics confirm the UK economy staged a recovery over the summer months, there are growing fears that tighter coronavirus restrictions will inevitably hit future growth prospects. Official data released by the Office for National Statistics (ONS) showed the UK economy grew by 6.6% in July. … Continue reading “Economic Review September 2020”

Residential Property Review – September 2020

Our monthly property market review is intended to provide background to recent developments in the residential property market, as well as to give an indication of how some key issues could impact in the future. Residential market shows strong momentum The latest UK Residential Market Survey from the Royal Institution of Chartered Surveyors (RICS) shows … Continue reading “Residential Property Review – September 2020”

Financial decisions are hardest – but are women better at them?

Research by UCL and Barclays has confirmed that people struggle most of all with financial decisions. But while some women are emerging as more confident investors with the rewards to show for it, others are being left behind. Believe it or not, people agonise more over where to invest their money than they do over … Continue reading “Financial decisions are hardest – but are women better at them?”

Remortgage to renovate: the new UK property trend

A growing number of homeowners are turning to remortgaging to release funds to improve their homes and raise their value. Meanwhile some lenders are seeing remortgagers as a safer prospect than new buyers, resulting in better deals becoming available. Being locked down at home has given millions more Brits a chance to notice the peeling … Continue reading “Remortgage to renovate: the new UK property trend”

Economic Review August 2020

FASTER REBOUND; SLOWER RECOVERY As recent economic statistics confirm the UK officially entered recession, Bank of England (BoE) forecasts suggest the slump will be less severe than previously thought, but the ensuing recovery is likely to take longer. Data released by the Office for National Statistics (ONS) showed the economy shrank by 20.4% between April … Continue reading “Economic Review August 2020”

Rain or shine? A guide to weathering the UK economy

The UK’s favourite habit is talking about the weather. But lately the economy has proved even harder to predict. So what’s the forecast for businesses, homebuyers, savers, investors and spenders? ‘The economy is bouncing back.’ ‘There’s a recession coming.’ ‘Don’t panic!’ ‘We’re all doomed.’ To say there are mixed messages about the UK economy right … Continue reading “Rain or shine? A guide to weathering the UK economy”

Residential Property Review – August 2020

Our monthly residential market review is intended to provide background to recent developments in property markets, as well as to give an indication of how some key issues could impact in the future.  House price recovery continues July saw house prices enter positive territory for the first time since March, with a net balance of … Continue reading “Residential Property Review – August 2020”