What lies ahead for investors?

Just over ten years since the start of the global financial crisis, and the global economy is now in recovery mode. Investors were hit hard, with UK and global equities falling by 46% and 38% respectively in the aftermath. Aggressive policy stimulus implemented by central banks and governments was instrumental in reducing the depth and … Continue reading “What lies ahead for investors?”

‘EU pension’ promises saving on the move

Europeans have a pension problem – just 27 per cent of those under 59 have any pension savings at all. But plans are afoot for a pan-European personal pension (PEPP) – designed for those whose work takes them through multiple EU countries. If you’re employed and living in the UK, you probably have personal or … Continue reading “‘EU pension’ promises saving on the move”

Managing your money through Brexit

If the UK is leaving the European Union, what – if anything – might be the knock-on effect on the money in your pocket, and on your long-term financial plans? So we know that Brexit means Brexit – even if that’s just about all we know at this point. But what does Brexit mean for … Continue reading “Managing your money through Brexit”

The hidden message in the Autumn Statement

The Autumn Statement from Philip Hammond set out the Treasury’s plans to prepare the UK economy for the challenges of Brexit. We go through the Chancellor’s key announcements to tease out the underlying message he sent to workers, savers and pensioners. It seems like autumn is the time for JAM.  That’s JAM as in ‘just … Continue reading “The hidden message in the Autumn Statement”

Spreadsheet Phil keeps rabbits in the hat

In his first and last Autumn Statement, ‘Spreadsheet Phil’ lived up to his reputation, avoiding any gimmicks, or Trump-esque spending plans, but nevertheless found spending equivalent to 0.4% of GDP, focused on a series of targeted measures designed to boost and rebalance the UK economy. Chancellor Hammond had a fine line to tread: He couldn’t … Continue reading “Spreadsheet Phil keeps rabbits in the hat”

After Brexit vote: six fundamental impacts on your finances

The historic EU referendum decision caused turmoil on financial markets in the days that followed. One week on, stockmarkets may have recovered but a number of factors have changed that will affect UK investors’ wealth. The recovery in stockmarkets is due in part to the prospect of central banks pumping more money into the economy. … Continue reading “After Brexit vote: six fundamental impacts on your finances”