How to start investing

Investing can appear complicated. However, if you get a few important and relatively simple things right then you could be well on your way to success. Many first-time investors place too much emphasis on deciding when to invest, worrying about economic or political events or trying to anticipate market peaks and troughs. This makes investing … Continue reading “How to start investing”

How much should you keep in cash?

Is cash still king? The twin pressures of inflation and low interest rates are making cash savings less attractive – but what are the alternatives, and do they suit your needs? The main attraction of cash is that… it’s cash. The money is there exactly when and where you need it, and typically know you … Continue reading “How much should you keep in cash?”

Put your money to the marshmallow test

Are you better at living for today than planning for tomorrow? A long-running experiment has shown how being unable to hold back can hold you back in the long term. From the moment you receive your first pocket money, you’re plunged into an age-old struggle. Should you spend that money now, or save it for … Continue reading “Put your money to the marshmallow test”

10 tips for building your investment portfolio

Warren Buffett once said, ‘Investing is simple – but not easy.’  Here are ten simple tips to make investing that little bit easier – whoever you are. In investing there are no absolute right or wrong answers, only better or worse solutions.  Better solutions are founded in a process that encompasses insight into the problem … Continue reading “10 tips for building your investment portfolio”

Rising inflation – what does it mean for your money?

Why could our grandparents buy sweets for a ha’penny, but children’s pocket-money is now measured in pounds? It’s all to do with inflation – and your savings, investments and pensions may soon begin to feel the pinch. It’s often said that inflation is the enemy of the investor – and they also say, ‘Know your … Continue reading “Rising inflation – what does it mean for your money?”

Take care where you invest your pension pot

Since pension freedom arrived in 2015, there has been a trend of pension savers being invited to invest their pots in unregulated products. Savers may be promised attractive returns, without being made fully away of the associated risks. Have you been contacted? An open jam jar at a picnic brings creepy-crawlies. We know this, so … Continue reading “Take care where you invest your pension pot”

Had a bad day on the stock market?

So you had a bad day, as the song goes. The Brexit vote has reminded investors that the stock market is not for the faint of heart – but nor is it for the impulsive or impatient. It’s time to take a step back and examine the EU Referendum’s lessons for investors. ‘Rollercoaster ride’ is a … Continue reading “Had a bad day on the stock market?”