Six bad habits to avoid during retirement

Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating the myriad of choices, both financially and socially, doesn’t have to be such an enigma. Here are a few tips to help you avoid common bad habits that retirees often fall into: 1. Spending your … Continue reading “Six bad habits to avoid during retirement”

Simple lifestyle changes could help millennials save £10.5BN

With the majority of millennials admitting that they don’t save enough and often finding it hard to save, Barclays1 has come up with some suggestions that could help them meet their financial goals. Those who fear that this could mean giving up on nights out or regular treats, will be pleased to know that the … Continue reading “Simple lifestyle changes could help millennials save £10.5BN”

The intergenerational fairness debate – Peers make recommendations

The House of Lords Committee on Intergenerational Fairness and Provision has concluded, following a 12-month parliamentary inquiry, that the government should take steps to make society fairer by supporting younger people, particularly in the employment market and the provision of housing. The deal between young and old to support each other through life could break … Continue reading “The intergenerational fairness debate – Peers make recommendations”

Investors take steps to protect against a downturn

Fears of a global downturn and other pressures such as Brexit are prompting UK investors to take a defensive stance. Higher-growth equities are being ditched in favour of more stable bonds and gold, which are seeing extraordinary demand. The US-China ‘trade war’, economic slowdown in Germany and worries about a no-deal Brexit have given the … Continue reading “Investors take steps to protect against a downturn”

Is there life after Help-to-Buy?

The Help-to-Buy ISA is closing to new savers after 30 November 2019. Existing account holders will still be able to keep their Help-to-Buy ISAs, but must claim their 25 per cent bonus (payable on completion of a first home purchase) by 1 December 2030. For nearly four years this ISA has helped prospective first-time buyers … Continue reading “Is there life after Help-to-Buy?”

Enquiry launched into leasehold malpractice

For years many homeowners in leasehold properties have been vulnerable to a raw deal, if their landlord chooses not to play fair. A new government enquiry seeks to establish the extent of the problem, with a view to achieving greater protection for homebuyers. Help may be on the way for people who own their homes … Continue reading “Enquiry launched into leasehold malpractice”

Are the best things in life really free?

Fashion designer Coco Chanel is reputed to have said: “The best things in life are free. The second-best things are very, very expensive.” Many of life’s most exciting and memorable experiences can come with a hefty price tag attached. Recent research1 has calculated that going to university, buying a house, getting married, having two children, … Continue reading “Are the best things in life really free?”

First-time buyers keeping the market buoyant

The recent slowdown in the market has been good news for those who want to get into the housing market and make that all-important first purchase. Whilst the number of current owners moving home has come to a virtual standstill, due in part to the uncertainties surrounding Brexit, the number of first-timers has increased. Analysis … Continue reading “First-time buyers keeping the market buoyant”

Is it time to give your pension a spring clean?

The start of the new tax year can serve as a useful prompt to refresh your finances and take a look at your pension. Are your plans on track for your retirement? Here are a few steps you can take. PLAN AHEAD FOR A BRIGHT FUTURE One of the most important things you can do … Continue reading “Is it time to give your pension a spring clean?”