‘You forgot your tax return again…?’

Are you going to meet the 31 January deadline for submitting your self-assessment tax return for the tax year ending 5 April 2019? Or will you spend the time instead thinking of excuses? ‘I forgot.’ ‘I was busy with work.’ ‘It looked complicated so I kept putting it off.’ ‘I didn’t realise I had to do it.’ … Continue reading “‘You forgot your tax return again…?’”

UK steps closer to introducing CDC pension schemes

A new kind of pension could begin to improve retirement outcomes for UK workers, once the latest piece of pensions legislation is passed. Collective Defined Contribution (CDC) schemes would merge some elements of defined benefit schemes with the basic principle of defined contribution schemes, creating a ‘hybrid scheme’ that combines employer affordability with greater security … Continue reading “UK steps closer to introducing CDC pension schemes”

Get your Finances on track in 2020 with these Healthy Habits

After the excesses of the festive season, many people are looking to get fit and shape up for the New Year. Of course, improving your lifestyle is a worthy goal, but don’t forget that it’s also a perfect time to whip your finances into shape. So, as well as hiring a personal trainer, why not … Continue reading “Get your Finances on track in 2020 with these Healthy Habits”

New Year, New You?

It’s the New Year. We’re all full of plans for what we want to accomplish and making resolutions left, right and centre. It could be hitting the gym, finally getting around to that long-awaited clear-out or… perhaps getting a grip on your finances? DON’T GO IT ALONE A recent study of over 100,000 advised US … Continue reading “New Year, New You?”

Meet the Christmas Spirit of Advice

As Ebenezer Scrooge once observed, the festive season can be expensive. Enjoy good cheer all year round with wisdom from Christmases Past, Present and Yet to Come. Scrooge is probably the most famous of all Charles Dickens’s creations. He’s also, perhaps, the most misunderstood. You probably remember him as just a selfish old miser. What … Continue reading “Meet the Christmas Spirit of Advice”

Six bad habits to avoid during retirement

Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating the myriad of choices, both financially and socially, doesn’t have to be such an enigma. Here are a few tips to help you avoid common bad habits that retirees often fall into: 1. Spending your … Continue reading “Six bad habits to avoid during retirement”

Simple lifestyle changes could help millennials save £10.5BN

With the majority of millennials admitting that they don’t save enough and often finding it hard to save, Barclays1 has come up with some suggestions that could help them meet their financial goals. Those who fear that this could mean giving up on nights out or regular treats, will be pleased to know that the … Continue reading “Simple lifestyle changes could help millennials save £10.5BN”

The intergenerational fairness debate – Peers make recommendations

The House of Lords Committee on Intergenerational Fairness and Provision has concluded, following a 12-month parliamentary inquiry, that the government should take steps to make society fairer by supporting younger people, particularly in the employment market and the provision of housing. The deal between young and old to support each other through life could break … Continue reading “The intergenerational fairness debate – Peers make recommendations”

Investors take steps to protect against a downturn

Fears of a global downturn and other pressures such as Brexit are prompting UK investors to take a defensive stance. Higher-growth equities are being ditched in favour of more stable bonds and gold, which are seeing extraordinary demand. The US-China ‘trade war’, economic slowdown in Germany and worries about a no-deal Brexit have given the … Continue reading “Investors take steps to protect against a downturn”