Tips for small businesses on surviving coronavirus

As much of the UK goes into quarantine to help stop COVID-19, your business may be feeling the pinch. If your customers are staying away and the bills still need paying, what can you do to help your business through these tough times? For once, we really are all in this together. The coronavirus crisis … Continue reading “Tips for small businesses on surviving coronavirus”

Managing your money in Brexit Britain

Well, we’re out. Except, not quite. Though the UK’s official departure from the EU was marked at 11pm local time on 31 January, very little has in fact changed yet. Over the next 11 months the UK will continue to follow EU rules and regulations (though it will no longer have a say in them), … Continue reading “Managing your money in Brexit Britain”

Live for the day (but plan for tomorrow)

A recent survey from the Pensions and Lifetime Savings Association (PLSA) has found that 77% of savers don’t know how much money they’ll need in retirement, demonstrating a need for clearer guidance to help savers to engage with their pensions1. HELP IS AT HAND Recently, the PLSA published its Retirement Living Standards, which outline three … Continue reading “Live for the day (but plan for tomorrow)”

‘You forgot your tax return again…?’

Are you going to meet the 31 January deadline for submitting your self-assessment tax return for the tax year ending 5 April 2019? Or will you spend the time instead thinking of excuses? ‘I forgot.’ ‘I was busy with work.’ ‘It looked complicated so I kept putting it off.’ ‘I didn’t realise I had to do it.’ … Continue reading “‘You forgot your tax return again…?’”

UK steps closer to introducing CDC pension schemes

A new kind of pension could begin to improve retirement outcomes for UK workers, once the latest piece of pensions legislation is passed. Collective Defined Contribution (CDC) schemes would merge some elements of defined benefit schemes with the basic principle of defined contribution schemes, creating a ‘hybrid scheme’ that combines employer affordability with greater security … Continue reading “UK steps closer to introducing CDC pension schemes”

Get your Finances on track in 2020 with these Healthy Habits

After the excesses of the festive season, many people are looking to get fit and shape up for the New Year. Of course, improving your lifestyle is a worthy goal, but don’t forget that it’s also a perfect time to whip your finances into shape. So, as well as hiring a personal trainer, why not … Continue reading “Get your Finances on track in 2020 with these Healthy Habits”

Meet the Christmas Spirit of Advice

As Ebenezer Scrooge once observed, the festive season can be expensive. Enjoy good cheer all year round with wisdom from Christmases Past, Present and Yet to Come. Scrooge is probably the most famous of all Charles Dickens’s creations. He’s also, perhaps, the most misunderstood. You probably remember him as just a selfish old miser. What … Continue reading “Meet the Christmas Spirit of Advice”

Six bad habits to avoid during retirement

Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating the myriad of choices, both financially and socially, doesn’t have to be such an enigma. Here are a few tips to help you avoid common bad habits that retirees often fall into: 1. Spending your … Continue reading “Six bad habits to avoid during retirement”