Money & Wealth Magazine – Autumn 2018

Inside this issue: Learning to be a financially-savvy family. Protection – awareness is growing. Keeping your finger on the pulse of the global economy. Don’t bury your head in the sand. Research shows women are better savers than men. How to plan for your retirement when you reach 50. Pension scams losses jump 71%. Majority … Continue reading “Money & Wealth Magazine – Autumn 2018”

How to avoid running out of pension savings

Are you spending your pension too fast? Brits aged 55 and over may be at risk of spending their pension pots too soon, a new government survey has warned. The latest report1 by Pension Wise in particular highlights the difference in spending between those who have sought their guidance and those who haven’t. In the … Continue reading “How to avoid running out of pension savings”

Does the Budget signal an end to austerity?

Philip Hammond used his Autumn Budget Statement to declare: “the era of austerity is finally coming to an end”. However, while the Chancellor did certainly loosen the purse strings, his bold pronouncement may be a little premature. Mr Hammond’s budget speech delivered on 29 October was designed to change the government’s tone with regards to … Continue reading “Does the Budget signal an end to austerity?”

Sun, sea… and the threat of a holiday nightmare

British holidaymakers will fork out an average of £1,500 on holidays this year but nearly half (49%) risk losing it all by failing to protect their travel plans when they book, new research1 from Aviva shows. With the summer holiday season in full swing, 26 million Brits (49%) will not buy travel insurance when they … Continue reading “Sun, sea… and the threat of a holiday nightmare”

Are you bad with money? One in ten Brits confess they are.

Many of us it seems aren’t great at managing our finances; according to a recent survey1, putting away money for the future never quite makes it to the top of the ‘to-do’ list for one in ten of us. Researchers polled 2,000 UK adults and, despite the age of austerity, found many were “blindly” spending … Continue reading “Are you bad with money? One in ten Brits confess they are.”

How can parents cover the cost of Private School Fees?

August is the month when many parents as well as pupils nervously await  A-level & GCSE exam results.  The grades achieved can have a massive effect on those pupils lives and future careers.  Ensuring their child gets the best start in life with a good education can be something many parents start planning from the … Continue reading “How can parents cover the cost of Private School Fees?”

Six mistakes people make about life insurance – and why getting the right cover matters

Sadly, many people get put off the idea of taking out an insurance policy for a variety of reasons, overlooking the valuable security and peace of mind that having the right cover in place can provide. IT WILL COST TOO MUCH The good news is that life insurance isn’t nearly as expensive as many people … Continue reading “Six mistakes people make about life insurance – and why getting the right cover matters”

Don’t let jargon put you off saving for your retirement

One reason for the lack of pensions awareness could be the system’s perceived complexity. Just getting to grips with the financial jargon associated with pensions can be a hurdle for many people looking to plan for their retirement. If you’re feeling perplexed by pensions, here we explain a few commonly-used terms. DEFINED BENEFIT PENSION A … Continue reading “Don’t let jargon put you off saving for your retirement”

July’s inflation statistics: another gloomy sign about the UK’s prospects?

What conclusions can be drawn from the most recent inflation statistics? Is it a sign of the UK’s ongoing weakness, alongside slower wage growth, and therefore another reason to avoid UK assets? Or should investors be encouraged by lower inflation? After all, it continues to lag wage growth, and at some points consumers must surely … Continue reading “July’s inflation statistics: another gloomy sign about the UK’s prospects?”