Mortgage rates are hitting historic lows, and for homebuyers it looks like the perfect opportunity. But in your eagerness to secure your dream home, you should be wary of ‘mortgage shock’ – the danger of over-stretching yourself in the longer term. The solution? A borrowing buffer zone. The question everyone’s asking is: how low can … Continue reading “Why you need a mortgage buffer zone”
Since pension freedom arrived in 2015, there has been a trend of pension savers being invited to invest their pots in unregulated products. Savers may be promised attractive returns, without being made fully away of the associated risks. Have you been contacted? An open jam jar at a picnic brings creepy-crawlies. We know this, so … Continue reading “Take care where you invest your pension pot”
So you had a bad day, as the song goes. The Brexit vote has reminded investors that the stock market is not for the faint of heart – but nor is it for the impulsive or impatient. It’s time to take a step back and examine the EU Referendum’s lessons for investors. ‘Rollercoaster ride’ is a … Continue reading “Had a bad day on the stock market?”
Sometimes a bad back is just a bad back. But you might want to get it checked out, just in case. The same is true when it comes to money. Here are the telltale aches and pains that might point to underlying problems with your finances. Most of us are very well in tune with … Continue reading “Ten signs you need a financial health check”
The historic EU referendum decision caused turmoil on financial markets in the days that followed. One week on, stockmarkets may have recovered but a number of factors have changed that will affect UK investors’ wealth. The recovery in stockmarkets is due in part to the prospect of central banks pumping more money into the economy. … Continue reading “After Brexit vote: six fundamental impacts on your finances”
Financial markets are reeling from the news: the UK has voted to leave the EU. But after the dust and smoke has cleared, what will this momentous decision mean in the long term for your finances? The majority have spoken, so the UK’s exit from the European Union after 43 years is now set to … Continue reading “How will Brexit affect your finances?”
In or out? Leave or Remain? It’s the question that’s got the entire nation – if not the entire continent – hot under the knotted handkerchief. We’ve heard arguments on both sides – but what does this climate of uncertainty really mean for your personal finances? Of all the arguments made for and against the … Continue reading “The Brexit Debate”
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