Is IHT change on the cards?

It’s been three years since then-Chancellor Philip Hammond asked the Office of Tax Simplification to look into potential amendments to the Inheritance Tax (IHT) regime1. Since then, no changes have been made to the tax incurred when wealth passes onto the next generation; could Rishi Sunak be the one to take up the mantle once … Continue reading “Is IHT change on the cards?”

The growing Bitcoin bubble – is it worth the risk?

Bitcoin is now trading at over five times its price just a year ago, and other cryptocurrencies have seen price surges of up to 18,000%. But is it a golden opportunity, or a bubble in imminent danger of collapse? And is crypto worth the environmental cost? When you step inside a Bitcoin mining factory, the … Continue reading “The growing Bitcoin bubble – is it worth the risk?”

Socially responsible investing predicted to double in 2021

Nine out of 10 investors are beginning to move their capital into ‘greener’ investments in response to the threat of climate change – and are increasingly avoiding assets with a big environmental impact. There’s nothing investors like to see more than a steadily rising line on a graph – unless, that is, the graph is … Continue reading “Socially responsible investing predicted to double in 2021”

Has Covid changed your retirement plans?

One of the pandemic’s lesser effects is how it has upset many long-term plans. Many Brits have been forced to reassess their retirement choices and perhaps make snap decisions. But if your planned retirement looks suddenly in doubt, what should you do? The best-laid plans often go wrong, as Robert Burns observed, and few things … Continue reading “Has Covid changed your retirement plans?”

ESG – investor interest piqued?

According to recent figures1, UK-based ESG funds saw record inflows between March and July this year. In July, £362m was invested. Investing according to environmental, social and governance (ESG) principles has been a fast growth area, but you may be left wondering – what does it all mean?  ESG refers to three factors used by … Continue reading “ESG – investor interest piqued?”

Don’t let the pandemic derail your retirement plans

The pandemic is having a far-reaching impact on all aspects of our lives, not least our finances. Although stock market volatility has posed challenges, you must not allow the outbreak to send your retirement plans off track. RESILIENCE SAVES THE DAY The need to develop a resilient retirement plan has been vividly highlighted in recent … Continue reading “Don’t let the pandemic derail your retirement plans”

Chancellor to call time on the state pension triple lock?

Chancellor Rishi Sunak may be ready to row back on the Tories’ manifesto pledge to keep the state pension triple lock, due to the coronavirus crisis. Not only has the crisis already cost the UK tens of billions of pounds, but the nature of the triple lock means that it could become even more expensive … Continue reading “Chancellor to call time on the state pension triple lock?”

Surge in demand for pension advice amid COVID confusion

The UK has seen a rapid rise in the number of people accessing their pension pots or enquiring about doing so, according to separate findings by Unbiased.co.uk and HMRC.  A combination of pressures triggered by the COVID-19 crisis is driving more Brits to raid their pensions for one reason or another. And although many are … Continue reading “Surge in demand for pension advice amid COVID confusion”

Has lockdown lifted your savings?

Though many have suffered financially from the COVID-19 lockdown, some Brits are enjoying a mini-windfall due to lower spending. If your savings have received a boost, how can you make the most of it? They say it’s an ill wind that blows no-one any good. In the midst of so much bad news – both … Continue reading “Has lockdown lifted your savings?”

Adapting to the new normal (and what to do if you’re not)

Our lives changed on 23 March 2020 when government measures were introduced to help prevent the spread of COVID-19 (coronavirus). A few weeks into this new regime and many of us will be adapting to life in lockdown having introduced new routines to replace those we knew before. Some people will be urging us all … Continue reading “Adapting to the new normal (and what to do if you’re not)”