Don’t let the pandemic derail your retirement plans

The pandemic is having a far-reaching impact on all aspects of our lives, not least our finances. Although stock market volatility has posed challenges, you must not allow the outbreak to send your retirement plans off track. RESILIENCE SAVES THE DAY The need to develop a resilient retirement plan has been vividly highlighted in recent … Continue reading “Don’t let the pandemic derail your retirement plans”

Chancellor to call time on the state pension triple lock?

Chancellor Rishi Sunak may be ready to row back on the Tories’ manifesto pledge to keep the state pension triple lock, due to the coronavirus crisis. Not only has the crisis already cost the UK tens of billions of pounds, but the nature of the triple lock means that it could become even more expensive … Continue reading “Chancellor to call time on the state pension triple lock?”

Surge in demand for pension advice amid COVID confusion

The UK has seen a rapid rise in the number of people accessing their pension pots or enquiring about doing so, according to separate findings by Unbiased.co.uk and HMRC.  A combination of pressures triggered by the COVID-19 crisis is driving more Brits to raid their pensions for one reason or another. And although many are … Continue reading “Surge in demand for pension advice amid COVID confusion”

Has lockdown lifted your savings?

Though many have suffered financially from the COVID-19 lockdown, some Brits are enjoying a mini-windfall due to lower spending. If your savings have received a boost, how can you make the most of it? They say it’s an ill wind that blows no-one any good. In the midst of so much bad news – both … Continue reading “Has lockdown lifted your savings?”

Adapting to the new normal (and what to do if you’re not)

Our lives changed on 23 March 2020 when government measures were introduced to help prevent the spread of COVID-19 (coronavirus). A few weeks into this new regime and many of us will be adapting to life in lockdown having introduced new routines to replace those we knew before. Some people will be urging us all … Continue reading “Adapting to the new normal (and what to do if you’re not)”

COVID-19 raises pension fraud threat level

Just as the coronavirus crisis has brought out the best in humanity, in the form of selfless healthcare workers and the nationwide support for them, it has also – sadly – dredged up some of the worst. There are some who see the crisis only as an ‘opportunity’ to con older people out of their … Continue reading “COVID-19 raises pension fraud threat level”

Why it’s time to stand by your workplace pension

The coronavirus lockdown is forcing millions of us to reduce our spending and economise. But one thing you shouldn’t cut back on, if possible, is contributing to your workplace pension. When minimum workplace pension contributions were raised to 5 per cent (for employees) last year, some commentators raised concerns that this would hurt the take-home … Continue reading “Why it’s time to stand by your workplace pension”

Rising to the challenge of university

It’s now widely accepted that university isn’t the only path to rewarding and satisfying employment. Both vocational training and apprenticeships feature amongst other routes available to youngsters today. In addition, let’s not forget those who choose to enter a workplace direct from school and embark upon a successful career. Although equality of opportunity may still … Continue reading “Rising to the challenge of university”

What is ethical investing?

Ethical investing has crossed over into the mainstream, as more investors choose to allocate their money toward companies whose practices and values align with their personal beliefs. These beliefs can be environmental, social, political or religious, for example. Investors may wish to exclude certain industries or allocate their funds to sectors which match their ethical … Continue reading “What is ethical investing?”

Get your Finances on track in 2020 with these Healthy Habits

After the excesses of the festive season, many people are looking to get fit and shape up for the New Year. Of course, improving your lifestyle is a worthy goal, but don’t forget that it’s also a perfect time to whip your finances into shape. So, as well as hiring a personal trainer, why not … Continue reading “Get your Finances on track in 2020 with these Healthy Habits”