Can money worries remodel your brain?

Financial anxiety is a feature of many people’s daily lives at the moment. Hundreds of thousands of people have lost their jobs, while the end of the furlough scheme threatens the livelihoods of many more. Lying awake at night counting the pennies may cause more harm than just making you tired the next day. A … Continue reading “Can money worries remodel your brain?”

Financial decisions are hardest – but are women better at them?

Research by UCL and Barclays has confirmed that people struggle most of all with financial decisions. But while some women are emerging as more confident investors with the rewards to show for it, others are being left behind. Believe it or not, people agonise more over where to invest their money than they do over … Continue reading “Financial decisions are hardest – but are women better at them?”

Riding out the storm together

Global stock markets are suffering a period of volatility as a result of the COVID-19 outbreak. Markets do not respond well to uncertainty, but what is certain is that volatility is synonymous with stock market investment; and although market movements can be concerning, we have all become much better at expecting the unexpected. On Budget … Continue reading “Riding out the storm together”

Women have two-thirds less saved at retirement

With people living longer due to higher living standards and better healthcare, people’s pension savings are having to stretch further. This is an especially worrying thought for women, who have on average £106,000 less in their pension pots than men when they reach retirement. While women have around £51,000 saved to see them through retirement, … Continue reading “Women have two-thirds less saved at retirement”

Rising to the challenge of university

It’s now widely accepted that university isn’t the only path to rewarding and satisfying employment. Both vocational training and apprenticeships feature amongst other routes available to youngsters today. In addition, let’s not forget those who choose to enter a workplace direct from school and embark upon a successful career. Although equality of opportunity may still … Continue reading “Rising to the challenge of university”

Get your Finances on track in 2020 with these Healthy Habits

After the excesses of the festive season, many people are looking to get fit and shape up for the New Year. Of course, improving your lifestyle is a worthy goal, but don’t forget that it’s also a perfect time to whip your finances into shape. So, as well as hiring a personal trainer, why not … Continue reading “Get your Finances on track in 2020 with these Healthy Habits”

Meet the Christmas Spirit of Advice

As Ebenezer Scrooge once observed, the festive season can be expensive. Enjoy good cheer all year round with wisdom from Christmases Past, Present and Yet to Come. Scrooge is probably the most famous of all Charles Dickens’s creations. He’s also, perhaps, the most misunderstood. You probably remember him as just a selfish old miser. What … Continue reading “Meet the Christmas Spirit of Advice”

Old and young both missing out on advice opportunities

More than half of Brits over 65 are yet to take advice on their finances, despite evidence that advice doubles financial confidence. At the same time, younger generations are failing to exploit advice opportunities. The UK’s baby boomers have largely missed out on the benefits of financial advice, and younger generations are at risk of … Continue reading “Old and young both missing out on advice opportunities”

Woodford funds to wind down – what it means for investors

The UK’s most celebrated fund manager, Neil Woodford, has been sacked following a string of poor decisions. His fund’s failure leaves investors and pension fund members with potentially heavy losses – and many questions. The investment funds managed by Neil Woodford are to be wound up, some five months after their trading was suspended. The … Continue reading “Woodford funds to wind down – what it means for investors”