How will your investment strategy change with your age?

Having the correct investment strategy when you reach the different stages of life will help ensure you achieve your financial goals.  STARTING OUT Investing at an early age, rather than keeping all your spare cash in a bank or building society account that pays low rates of interest, can be a good long-term strategy. Taking … Continue reading “How will your investment strategy change with your age?”

How goal-based investing helps people of all ages plan their weath

What do you want your wealth to achieve for you?  Most of us will have a variety of financial goals that we are keen to pursue at different points in our lives. These can often include major life events such as putting down a deposit on a property, paying for school fees,  being able to … Continue reading “How goal-based investing helps people of all ages plan their weath”

Optimist vs pessimist – what does it mean for your money?

Is your glass half full or half empty? When managing your money and ensuring your financial security, both optimism and pessimism have key roles to play. Does it matter if you’re an optimist or a pessimist? Optimism is generally considered far more desirable, and research has consistently correlated it to many positive outcomes, ranging from … Continue reading “Optimist vs pessimist – what does it mean for your money?”

Are the best things in life really free?

Fashion designer Coco Chanel is reputed to have said: “The best things in life are free. The second-best things are very, very expensive.” Many of life’s most exciting and memorable experiences can come with a hefty price tag attached. Recent research1 has calculated that going to university, buying a house, getting married, having two children, … Continue reading “Are the best things in life really free?”

Is it time to give your pension a spring clean?

The start of the new tax year can serve as a useful prompt to refresh your finances and take a look at your pension. Are your plans on track for your retirement? Here are a few steps you can take. PLAN AHEAD FOR A BRIGHT FUTURE One of the most important things you can do … Continue reading “Is it time to give your pension a spring clean?”

Civil partnership Bill makes progress

Last June, the Supreme Court ruled that laws banning opposite-sex couples from civil partnerships were in breach of the European Convention on Human Rights. So, for couples who dislike the idea of traditional marriage but would like full legal recognition of their relationship, the news that opposite-sex couples will soon be able to enter into … Continue reading “Civil partnership Bill makes progress”

Money advice to pass on to your kids in 2019

We all learn about money from an early age, so it’s interesting to think about what we were taught when we were young. What rules have stood you in good stead and which ones would you pass on to future generations? Here are some thoughts. SET YOURSELF FINANCIAL GOALS At every stage of life, you’ll … Continue reading “Money advice to pass on to your kids in 2019”

Money & Wealth Magazine – Autumn 2018

Inside this issue: Learning to be a financially-savvy family. Protection – awareness is growing. Keeping your finger on the pulse of the global economy. Don’t bury your head in the sand. Research shows women are better savers than men. How to plan for your retirement when you reach 50. Pension scams losses jump 71%. Majority … Continue reading “Money & Wealth Magazine – Autumn 2018”

How to avoid running out of pension savings

Are you spending your pension too fast? Brits aged 55 and over may be at risk of spending their pension pots too soon, a new government survey has warned. The latest report1 by Pension Wise in particular highlights the difference in spending between those who have sought their guidance and those who haven’t. In the … Continue reading “How to avoid running out of pension savings”

Don’t let jargon put you off saving for your retirement

One reason for the lack of pensions awareness could be the system’s perceived complexity. Just getting to grips with the financial jargon associated with pensions can be a hurdle for many people looking to plan for their retirement. If you’re feeling perplexed by pensions, here we explain a few commonly-used terms. DEFINED BENEFIT PENSION A … Continue reading “Don’t let jargon put you off saving for your retirement”