Money advice to pass on to your kids in 2019

We all learn about money from an early age, so it’s interesting to think about what we were taught when we were young. What rules have stood you in good stead and which ones would you pass on to future generations? Here are some thoughts. SET YOURSELF FINANCIAL GOALS At every stage of life, you’ll … Continue reading “Money advice to pass on to your kids in 2019”

Money & Wealth Magazine – Autumn 2018

Inside this issue: Learning to be a financially-savvy family. Protection – awareness is growing. Keeping your finger on the pulse of the global economy. Don’t bury your head in the sand. Research shows women are better savers than men. How to plan for your retirement when you reach 50. Pension scams losses jump 71%. Majority … Continue reading “Money & Wealth Magazine – Autumn 2018”

How to avoid running out of pension savings

Are you spending your pension too fast? Brits aged 55 and over may be at risk of spending their pension pots too soon, a new government survey has warned. The latest report1 by Pension Wise in particular highlights the difference in spending between those who have sought their guidance and those who haven’t. In the … Continue reading “How to avoid running out of pension savings”

Don’t let jargon put you off saving for your retirement

One reason for the lack of pensions awareness could be the system’s perceived complexity. Just getting to grips with the financial jargon associated with pensions can be a hurdle for many people looking to plan for their retirement. If you’re feeling perplexed by pensions, here we explain a few commonly-used terms. DEFINED BENEFIT PENSION A … Continue reading “Don’t let jargon put you off saving for your retirement”

What lies ahead for investors?

Just over ten years since the start of the global financial crisis, and the global economy is now in recovery mode. Investors were hit hard, with UK and global equities falling by 46% and 38% respectively in the aftermath. Aggressive policy stimulus implemented by central banks and governments was instrumental in reducing the depth and … Continue reading “What lies ahead for investors?”

‘Flexible’ retirement could mean working into your late 70s

A recent report1 shows that those who are planning  a ‘flexible’ retirement, reducing their working hours in their later years  and topping up their earnings with pension income, could have to  work on into their late 70s or even later to achieve a good standard of living. Why is this likely to happen? Nearly four … Continue reading “‘Flexible’ retirement could mean working into your late 70s”

Six ideas for starting your business

Nearly everybody’s got a great business idea – but only a few succeed in turning their reverie into revenue. What’s their secret? Here are six tips for getting your venture off the drawing board and into the marketplace. So you’ve come up with a brilliant business proposition. What next? Many new ventures fail to get … Continue reading “Six ideas for starting your business”

Put your money to the marshmallow test

Are you better at living for today than planning for tomorrow? A long-running experiment has shown how being unable to hold back can hold you back in the long term. From the moment you receive your first pocket money, you’re plunged into an age-old struggle. Should you spend that money now, or save it for … Continue reading “Put your money to the marshmallow test”