How can parents cover the cost of Private School Fees?

August is the month when many parents as well as pupils nervously await  A-level & GCSE exam results.  The grades achieved can have a massive effect on those pupils lives and future careers.  Ensuring their child gets the best start in life with a good education can be something many parents start planning from the … Continue reading “How can parents cover the cost of Private School Fees?”

Six mistakes people make about life insurance – and why getting the right cover matters

Sadly, many people get put off the idea of taking out an insurance policy for a variety of reasons, overlooking the valuable security and peace of mind that having the right cover in place can provide. IT WILL COST TOO MUCH The good news is that life insurance isn’t nearly as expensive as many people … Continue reading “Six mistakes people make about life insurance – and why getting the right cover matters”

Gig economy hides gigantic pension problem

Nearly half of the UK’s self-employed workers may have to rely on just the State Pension in retirement – which a recent report has found to be the ‘least generous’ in the developed world. As the gig economy grows, a potential pensions time bomb is growing with it. How much do you have in private … Continue reading “Gig economy hides gigantic pension problem”

Pension providers to warn over drawdown

If you access your pension via a drawdown scheme, your provider may soon recommend an ‘upper limit’ on the income you take. The new measures are intended to protect pensioners against using up their savings too fast, as many are still in the dark as to the underlying risks of drawdown schemes. Some of the … Continue reading “Pension providers to warn over drawdown”

From Truffle Trees to Time Shares – Pension Fraud is Very Real

For the first time ever, the High Court has ordered the perpetrators of pension scams to repay the money they took from their victims. Four individuals, who between them ran 11 separate pension scams, must now pay back the £13.7 million they took from pensioners by dishonest means. According to the BBC, as many as 245 … Continue reading “From Truffle Trees to Time Shares – Pension Fraud is Very Real”

Think about the level of protection you need for your family

If you have a life policy, can you recall the level of cover you have in place? The majority of people take out a life policy when they take out a mortgage, file it away and forget about it. This can be a huge mistake. The level of cover you took out a while ago … Continue reading “Think about the level of protection you need for your family”

Reap the reward of financial advice

Those people who took financial advice between 2001 and 2007 had accumulated significantly more in liquid financial assets and pension wealth by 2012–14 than their peers who chose not to take professional advice, according to a report by the UK think-tank, the International Longevity Centre, produced in conjunction with insurers Royal London. The report demonstrated … Continue reading “Reap the reward of financial advice”

Your passport to Real Pension Freedom

Whether you see retirement as one long holiday or as a fresh start, it will certainly be the journey of a lifetime. Will you end up where you want to be? When you think ‘retirement’, what image springs to mind? Maybe it involves an aeroplane touching down somewhere sunny. Most of us may hope to … Continue reading “Your passport to Real Pension Freedom”