Simple lifestyle changes could help millennials save £10.5BN

With the majority of millennials admitting that they don’t save enough and often finding it hard to save, Barclays1 has come up with some suggestions that could help them meet their financial goals. Those who fear that this could mean giving up on nights out or regular treats, will be pleased to know that the … Continue reading “Simple lifestyle changes could help millennials save £10.5BN”

20 years after the launch of the ISA, what does the future hold?

Savers were set to deposit up to £4bn into ISAs in the week leading up to the new tax year in April, according to the Yorkshire Building Society. Their figures revealed that £4.3bn was deposited into ISAs in the final week of the 2017/18 financial year, and expected similar activity to happen this year. ISAs … Continue reading “20 years after the launch of the ISA, what does the future hold?”

Is there life after Help-to-Buy?

The Help-to-Buy ISA is closing to new savers after 30 November 2019. Existing account holders will still be able to keep their Help-to-Buy ISAs, but must claim their 25 per cent bonus (payable on completion of a first home purchase) by 1 December 2030. For nearly four years this ISA has helped prospective first-time buyers … Continue reading “Is there life after Help-to-Buy?”

Lifetime ISA investors losing out to high fees

People using the Lifetime ISA to save for a first home, or to boost their retirement income, may be sacrificing thousands of pounds to avoidable management fees. But lower cost alternatives are available. The Lifetime ISA (LISA) has been a godsend for first-time buyers, offering the fastest way to save a deposit for a first … Continue reading “Lifetime ISA investors losing out to high fees”

How to save up a deposit in 6 years (or less)

Saving a deposit for your first home can seem like a mountain to climb. However, if you approach this challenge in the right way you’ll find it can be conquered – just as mountains can be. There’s a cruel paradox at the heart of the housing market, which is that it’s usually more expensive to rent … Continue reading “How to save up a deposit in 6 years (or less)”

Does your money need a New Year workout?

We can all be guilty of letting our finances go, especially over the Christmas season. So now is a good time to take a long look at the state of your wealth and review the plans you have in place for the future. Regard us as your personal trainer, here to help you get your … Continue reading “Does your money need a New Year workout?”

Money & Wealth Magazine – Autumn 2018

Inside this issue: Learning to be a financially-savvy family. Protection – awareness is growing. Keeping your finger on the pulse of the global economy. Don’t bury your head in the sand. Research shows women are better savers than men. How to plan for your retirement when you reach 50. Pension scams losses jump 71%. Majority … Continue reading “Money & Wealth Magazine – Autumn 2018”

How can parents cover the cost of Private School Fees?

August is the month when many parents as well as pupils nervously await  A-level & GCSE exam results.  The grades achieved can have a massive effect on those pupils lives and future careers.  Ensuring their child gets the best start in life with a good education can be something many parents start planning from the … Continue reading “How can parents cover the cost of Private School Fees?”