An ISA millionaire – could you make it to £1 million?

The odds on becoming a millionaire through winning the lottery or scooping the Premium Bond jackpot are slim at best. However, with planning, patience and sufficient money available to invest in stocks and shares, by reinvesting all your dividends, and making maximum use of your tax-efficient allowance, it is perfectly possible to become an ISA … Continue reading “An ISA millionaire – could you make it to £1 million?”

Does your Portfolio need a New Year makeover?

If it’s been a while since you looked at your investment portfolio, now could be a good time to stage a review. A regular assessment of your investments will help ensure that you know whether they are on track to meet your financial objectives. The New Year presents the perfect opportunity to take stock. It’s … Continue reading “Does your Portfolio need a New Year makeover?”

How to start investing

Investing can appear complicated. However, if you get a few important and relatively simple things right then you could be well on your way to success. Many first-time investors place too much emphasis on deciding when to invest, worrying about economic or political events or trying to anticipate market peaks and troughs. This makes investing … Continue reading “How to start investing”

Will the Lifetime ISA help you buy your first home?

There’s a new ISA in town: the Lifetime ISA. Designed to help both first-time buyers and people saving for retirement, it’s certainly an ambitious idea – but does it deliver, and what are the drawbacks? Let’s take a look at this ISA’s finer points. If you’re a 20-something or 30-something in the UK today, you … Continue reading “Will the Lifetime ISA help you buy your first home?”

Innovative Finance – a more interesting way to save?

Innovative Finance ISAs are now available – and they’ve got savers excited. Promising around double the interest of the best cash ISAs, they allow tax-free investment in peer-to-peer lending. Are they what we’ve all been waiting for? Lately we have seen a flurry of developments on the ISA front.  In April of this year we … Continue reading “Innovative Finance – a more interesting way to save?”