Are your finances mortgage-ready?

Time spent organising your finances before you apply for a mortgage will help lenders assess your suitability and may even result in them lending you more. ASSESS CURRENT DEBTS A prospective lender will want to know about any debts you already have. If you can afford to, pay down loans and credit card balances, but … Continue reading “Are your finances mortgage-ready?”

Homeowners would rather improve than move

New evidence suggests that, in England and Wales, many more of us are putting down roots and choosing to stay in our current homes for longer. It used to be that homeowners moved four times after their first purchase but now it is closer to two.  Research1 carried out by Queen’s University Belfast points to … Continue reading “Homeowners would rather improve than move”